Category Archives: Education loans

Why Santamonica Study Abroad is your overseas education consultant?

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It’s been a great journey, indeed.

 

Since 2002  Santamonica Study Abroad is helping students realize their overseas education dreams.  Our relentless pursuit of quality education has taken us places, made us one of the most trusted overseas education consultants in Kerala. We are proud to acknowledge the fact that today we are the authorised representative for over 500 universities consisting of 30 countries. Santa Monica’s staff are regularly trained by the universities to offer guidance to the students properly & professionally.

 

How we offer our services is our USP and gives us our competitive advantage. Every student/aspirant is considered and treated for the person he/she is, his/her skill sets and ambitions.  So when a student comes to us, our initial step is to analyse the profile of a student , their previous academic records, passion, ambition & their subject of interest. Most of the students will be aware of only about some conventional courses. It is the duty of our career counsellors to provide the students with the required details of various courses offered overseas.

 

Most of the time a student will be unsure and confused about what program to take or which course to pursue. In such cases, we enlighten them with courses of their interest after studying and analysing their interests and passion. There are many career-oriented unconventional courses offered in the developed countries which our students are not aware of. Course selection is done only after enlightening the students with the career prospects of each and every course.

 

Once the course selection is done, we encourage the students and their parents to do some research on their own. They are advised to investigate courses, universities and their locations. They are encouraged to look into the teaching modules, research opportunities, campus life and employment prospects before they narrow down to their choice. Candidates can ask friends and family or reach out to the alumni of universities they are interested in for a wider perspective.

 

Next step is to register the student for the admission process. We forward the application and help them with the admission process. Once the admission procedure is over, we will pass onto their Visa application.  Our visa documentation team helps the student with the necessary documentation.

 

Next step is to guide and prepare students for visa interviews and guide them in preparing a statement of purpose. We discourage students to go into any fabricated details as a fabricated document will lead to a ban or visa rejection which many are not aware of. If there is a gap in their academic records, we help them to write an effective explanation with all the necessary documents.

 

 Once the visa is obtained and the student gets an offer letter, then the question of procuring a student education loan emerges. We assist students in procuring a loan. As we have tie-ups with many of the leading banks in India, loan approvals get easy. This service has fetched Santamonica lots of excellent reviews and many students & their parents are grateful for guiding them properly.

 

Travel is the next important thing to be sorted out. We have a fully equipped travel desk to arrange your travel and accommodation at the destination according to the student’s choice. This may include Airport pick up and assistance. These facilities are arranged by Santamonica and payment should be made there directly. If a student, after joining a college wants a  relocation either from the college or from the province, Santamonica can assist in that case also.

 

Another attractive service that we offer is our travel agency- a sister concern of Santamonica Study Abroad consultancy. We book tickets for our clients at a very subsidised rate especially for students as we are aware of the additional expenses.  Not only that we assist in the travel plans of parents or family members who want to travel later on to meet their ward/relative, but we also make sure that our client’s travel is smooth and hassle-free.

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Team Santamonica owes its success to their unwavering dedication, ethics, professional practices, continuous investment on staff training, use of state of the art technology and above all to its ‘’client first’’ policy”.

 

Yes. It has been an amazing journey!

 

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About Ms. Nicy Binu, Director, Santamonica Study Abroad

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With over a decade’s experience in international education, Ms Nicy Binu is the brain behind Santamonica’s overseas student program and has steered the organization to a position where it figures today among the prominent overseas education facilitators in India. You may contact her at +91 6282 903 703 for overseas education queries and doubts.

 

Education loan now at your finger tips

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169391-1-Education-Loan-for-Higher-Education-in-abroad

Gone are the days when one had to run from bank to bank to secure an education loan,  thanks to the Union government’s vidya lakshmi portal www.vidyalakshmi.co.in , a portal launched with the noble mission to ensure that no eligible student is deprived of the rightful opportunity to pursue higher education for want of money. The portal at present provides information about 66 education loan schemes  and is a blessing for students, who can search by entering the loan amount required and finalize an education loan suitable to them and straightway apply for it,  all this within a matter of minutes after  registering using their name, email id etc.

Though presently through this portal, students can only apply to 6 banks including banks of the state bank group, within a short time period, more banks are expected to follow suit.  One will be required to fill up the common education loan application form and upload the same along with the required documents. Once registered, one may logo on to the portal using the user name and password and can keep track of the status of their loan application. The most important part is that the service is absolutely free and transparent.

How does it simplify the Education loan securing process? 

  •  Apply simultaneously to 3 banks

Forget the lengthy application forms and end number of visits to banks with piles of documents that used to sap both ones energy and time. The Vidyalakshmi portal acts as a singly window platform to apply to multiple banks for education loans.   It requires only a single application and does away with the cumbersome method which required separate application form for each banks. The loan application form submitted by the student via the vidyalakshmi portal is downloaded by the bank authorities for scrutiny and if found eligible, then for further processing.

  • Track the loan application in an instant

Since one has to upload all concerned document along with the application form, students or parents can easily track the status of the loan application as details of the same is constantly updated on the portal by the bank at every stage of processing.  In case of delays or if any technical issue persist,   one may  directly communicate with the bank authorities and take up remedial steps based on their feedback. In case of undue delay from the bank’s side without assigning any valid reason, students can lodge their complaints on the same portal. Apart from education loan facilitation, the scholarship schemes of central government are also announced through this portal along with relevant links to apply for them.

With education loan process being made easy, every student can dream big about pursuing higher education at the institution of their choice and money is not going to be the villain anymore.