Positive changes in students that come with overseas education

Overseas education- studying with students from across the globe in a foreign country, is an unparalleled experience. It’s venturing into the unknown-the thrill, the culture, the campus, the student life, everything is new to a student who has just enrolled in the program. His new way of life and his experiences will influence him and will affect him profoundly, he will assimilate the best his international exposure has to offer and begin to look at life and himself with a new viewpoint and eyes.

Let’s look into some of the important positive changes that happen to him and his way of life due to his foreign education and exposure.

Unmatched Confidence

To live independently in a foreign country is not a small thing by any measure. He is his own boss and he decides what is good and bad for him. The confidence that develops in him when he mingles with students from far away countries and listen to teachers with international exposure is something truly special. His personality starts to exude that confidence. He has changed for the rest of his life.

Character Development

Next is his character development. His exposure to new cultures, people and possibilities leave a deep impact on the way he thinks, his attitude and tastes. He becomes more matured and refined. As he faces his day to day challenges alone by himself, he knows how to tackle his daily hurdles and troubles. He is more responsible and professional now as his part-time job demands that. He is doing jobs that he may not even think about doing in his home country. That grounds him. It makes him into a global citizen.

Finance & Money Management

Home is where he is pampered. He is less responsible there as he knows his parents or relatives will take care of him. But in this foreign land, he has to be careful enough to save money. He should learn how to spend wisely and take care of his finances. This makes him realize the importance of knowing one’s self and thus he becomes more humble and grounded. He starts to respect people and other ways of life that are different from one that he is used to.

Respect for Fellow Human Beings

He ultimately understands that the world is a big stage and everybody has their own ways of existence and living. He learns to collaborate and tolerate and finds that the only way to address his concerns is by carrying out rational dialogues and not by creating a ruckus. He values the system and respects its underlying mechanisms.

Cross-Cultural Skills

Interacting with different individuals with different cultural backgrounds teaches him to broaden his horizons. He is more understanding now and has better cross-cultural understanding & skills. This later even helps him to jump-start an international career by positively enhancing his employability.

About Ms. Nicy Binu, Director, Santamonica Study Abroad
With over a decade’s experience in international education, Ms. Nicy Binu is the brain behind Santamonica’s overseas student program and has steered the organization to a position where it figures today among the prominent overseas education facilitators in India. You may contact her at +91 6282 903 703 for overseas education queries and doubts.


The Unquestionable Standard of Education

US UK Education Fair 2019

US and UK universities offer the seductive promise of a world- class research environment combined with unparalleled facilities. For many in the world, this is the model that should be imitated. The robust policies opted by the government in the field of education has escalated the enrollment rates of students drastically. Both these countries have been successful in creating a global classroom and a diverse cultural experience to each student. The wide range of scholarships with high standard of education is the pivotal reason behind the success of these countries to stay in the front row, despite the high competition from all around the world.

The UNIVERSITAS 21 has continuously ranked US in the first position for the past few years. This shows the uncompromised effort made by the universities as well as the government in maintain the highest quality parameter. USA is the only country that offers students the complete liberty to customize the subjects according to their field of interest. The placement options offered by most of the UK universities facilitate the students to get a hands-on experience, catalyzing the chance of employment. More than 27,000 companies in UK are listed as licensed employers to provide the employment opportunities to overseas students; this has significantly increased the chances for students to get a job after studies.

Representatives from more than 50 US/UK universities are flying down to Taj Gateway Hotel on 16th of February 2019 for the UK and USA education fair conducted by Santamonica study abroad in association with Malayala Manorama. Each invitee would be given an opportunity to discuss their profile in person with the university delegates. Deserving candidates would be offered special study grants, scholarships, bursaries etc. for more info contact 0484-4140999, 9645222999



Santa Monica Overseas Education Expo September–October 2018– Your Overseas Education Expressway!

The Santa Monica Overseas Education Expo 2018 , South India’s biggest convergence of 50+ world class  universities/ institutions from 10 + countries, including   Canada, New Zealand, Australia, UK, , Ireland ,Sweden, Germany, Switzerland , Singapore …will be held at three prominent  Kerala cities, Trivandrum at Hotel  Taj Vivanta   on 27th September Kochi, Hotel Taj Gateway on   29th September and Calicut Hotel paramount Tower on 2nd October  respectively. The expo, organized by Santa monica Study Abroad, one of south India’s  most reputed overseas education consultants,  in association with Malayala Manorama would offer  excellent opportunity to students who have completed their 12th grade, those undergoing Bachelors degree or looking for diploma or Masters Programs in varied fields ranging from Engineering/IT, Business Management, MBBS, Nursing/Healthcare, Hospitality, Tourism and more to gain authentic information directly from official representatives on various programs and admission criteria and further discuss their profile and choose an institution and program that best meets their needs. The overseas Education Expo over the years has become South India’s largest study abroad Expo, much awaited by students and parent community of Kerala to make an informed choice in selecting world class institutions to study abroad, which is evident from phenomenal footfall it generates edition after year. Exhaustive seminar sessions by experts on topics ranging from job-centric programs, Education loans, scholarships/internships stay back, work rights  spouse accompaniment rights visa, PR options, Part-time/ full-time jobs coupled with personalized education counseling, spot offers based on eligibility, assistance for hassle free education loans, application fee waivers free IELTS, PTE training for students registered with Santa Monica makes it a  must visit for seeking best of world class education  avenues abroad all under one roof . HOW TO DRAW MAXIMUM BENEFIT FROM THE EXPO?

  • Visit the dedicated expo website www.overseaseducationexpo.com, using the student registration link, you will be attended to on priority basis, and would be appropriately guided through accurate career counseling, course options based on the registration info you have submitted.

Bring copies of your education certificates right  from 10th to  degree or your last qualifying examination  Passport size photographs and IELTS or PTE score (if you have one. Reaching the expo with the above said documents  will help representatives to give you a more accurate advice. Hurry! Register today @ www.overseeducationexpo.com  for more info contact 0484-4140999, 9645222999

Study In USA

Despite the competitions US maintain its top position in the education sector

Why Study in the USA?


Since time immemorial USA is considered as the most sought-after destination for higher education. The wide range of scholarship options with a high standard of education is a pivotal reason, behind the success of US to stay in the front row despite the high competition from all around the world. Availability of specializations’ concerning anything under the sky is another peculiarity of US. Their extensive array of courses in the field of bio-science, engineering, business, mathematics, law etc. is a great example for this. The most distinctive factor that differentiates the US from other countries is, students, do not have to engage in mundane part-time jobs rather they could do quality jobs like graduate assistance-ship, teaching assistants, campus tech support etc. while they study.

The Universitas 21 has continuously ranked US in the first position for the past few years. This shows the uncompromising effort made by the universities as well as the government in minute details pertaining to maintaining the highest quality parameters. The US is the home for most prestigious universities like Harvard, Yale, Stanford etc. Every university has representations of students from all parts of the world. This diversity in the culture equips the students to endure on a global platform which is very much essential in this era of globalization.

The USA is the only country offering the students the complete liberty to customize the subjects’ according to their field of interest and also to combine two or more diverse field of studies by taking double majors. This could diversify the academia of prospective students. The OPT and CPT provisions offered by the universities, facilitate the students to get a hands-on industrial experience, which would catalyst the chance of employment. A higher degree from any US university would potentially distinguish a student from his fellow competitors in every aspect of life.

Planning to Study in the USA? Call us today at 0484-4140999, +91 9645222999

Europe- “The study destination next “for the Gen next

Europe fair 2018

Europe has long been known for their high academic standards, cutting-edge research and their value for money. With more and more of these institutions introducing English as the language of instruction Europe is now better placed to deliver course of study that meets one’s career needs in today’s global market. There are endless choices from highly ranked research universities to smaller, specialized European colleges that give you an education that employers around the world will really value and respect. Diverse range of higher education study programmes are on offer across Europe – Most higher education study programmes have a ‘modular’ structure. This means that you can build a personalised programme by choosing several different modules or units of study each year from a wide selection.
From Business and Economics to Engineering, Life Sciences (including medicine), Social Sciences and Humanities subjects, the popular tag of Europe as a most desired study desination is here to stay.
Why Europe
• Home to some of the world’s oldest and most prestigious universities and attractive student cities
• High quality academic programs with close collaboration with Industries
• Cutting-edge laboratories and facilities
• Research intensive environment
• Internationally-recognized degrees
• Improved career prospects
• Schengen visa with access to 25 countries
• Excellent value for money
• Abundant Scholarships and funding opportunities
• Support services for international candidates
• A great choice of cultural and leisure opportunities
• Highly affordable for students, while maintaining highest quality standards

To know more about life changing job oriented oriented  study  programs across Europe, visit the study in Europe fair on 3rd February 2018 from 11 Am – 4pm at Grand Hotel , MG Road, Kochi, organized by Santa monica study Abroad Pvt. Ltd. , your most trusted overseas education consultant of India . The fair would see exhibitors from 20 + countries of Europe including Russia, Germany, Sweden, Finland, Latvia, Poland, France, Switzerland, Lithuania, France, Latvia, Malta, India ,Netherlands , Spain etc. For more information and registration call 0484-4140999.

Study in Sweden and get set for a grand global career

Sweden final image

Looking for quality global education abroad? The land of the Nobel Peace prize, Sweden naturally comes as one of the most promising study destination. The largest Scandinavian country has lot to offer for International students looking for first rate affordable global education, especially engineering, technology science and medicine and more. Beyond the stellar reputation for offering the best education in the world here are some cool reasons to study in Sweden

1. Sweden has long been on the cutting edge of technology.

2. The inventors of dynamite and the ATM were Swedish; the country is also home to World famous brands like Volvo, Ikea, Saab, Ericsson and H&M. Some other inventions that have come out of this country are the pacemaker, the Celsius thermometer, chlorine, the adjustable wrench, the roller bearing, and ultrasound diagnostics. You will get to be part of such innovations.

3. The Swedish market is considered to be so trendy that it is often used by International companies to test new products. Research and development, information technology and bio-medicine are some of the most heavily-funded Sweden’s business sector, putting them in the top percentile of countries in the world for published research and inventions.

4. Inventors, scientists, computer programmers, and anyone interested in cutting edge technology will find this small country a world of inspiration.

5. Sweden, has always taken academia seriously. Standards of achievements remain high. Universities work closely with industries to give students practical experience and the independence they need to be competitive. This gives you distinct advantages over your peers when entering the job market.

6. All courses taught in Sweden are subject to rigorous quality control every six years. In addition to the government, universities are also very receptive to the student’s opinions on academic standards. The result – An Education that is sought World over.

7. Personal initiative and independent thinking are prized. You will be required to take an active role and contribute with your opinions and ideas at lectures, seminars and in group discussions.

8. Society and companies place a high cultural value on innovation, and you’ll not only be exposed to the latest developments in your field but also could be creating them.

9. There are also over 200 Master’s programs being offered in English, so foreign language should not be a barrier. In fact, many businesses use English as their official working language.

With the Sweden education fair happening on the 24th of November 2017 from 11 am -4 pm at Hotel woods manor, at the heart of the Kochi city, there cannot be a better opportunity to explore diverse job- centric programs offered by top rated institutions from Sweden. Organized by your trusted overseas education consultant Santa Monica study abroad Pvt. Ltd. For registration and more details kindly contact -0484-4140999.

Scholarships – A blessing

scholarships 2018

Thousands of students apply to foreign universities each year to pursue their career abroad. They seek exposure and quality educations that help them enhance their capabilities.  Scholarships have always helped students support their finance for courses falling outside their budget.

SCHOLARSHIPS – GENERAL NATURE  – British Council IELTS Scholarship  Award– Funded by the British Council ,open to all Indian students, of all levels studying outside India, who have recently taken IELTS with British Council.

Inlaks Shivdasani Foundation Scholarships– For Indian students interested in studying in North America or Europe both for graduate and post graduate programs.



Charles Wallace India Trust Scholarships –Offered to Indian students looking to pursue Doctoral degrees or research in UK.

British Council GREAT scholarships for Indian students– Offered to Indian students who wish to pursue higher studies in UK.

Fulbright-Nehru Research Fellowships – For outstanding Indian students looking to pursue studies at any level in any accredited US institution.

Asia Pacific Leadership Program (AP LP)

East-West Center Graduate Degree Fellowship Global Engineering Education Exchange

Program (Global E3)

DV Gokhale International Grants in Statistics Program

Fulbright Foreign Language Teaching Assistant Program (FLTA)

Hubert H. Humphrey Fellowships Program Asian Cultural Council Individual Grants

Asian Development Bank Government of Japan Scholarship Program (ADB)

Margaret McNamara Memorial Fund Scholarships.


Australian Leadership Awards (ALA) for masters or doctoral level programs

Global Leaders Scholarships for Indian Students – 10 scholarships offered to Indian students to study an applicable business-related postgraduate course.

University of Queensland BEL India Scholarship – For master’s degree or undergraduate

Degree within the Faculty of Business, Economics and Law at the University of Queensland in Australia. Excludes MBAs


DAAD Scholarships with Relevance to Developing Countries (Germany)

The German Academic Exchange Service (DAAD) provides scholarships for

for a range of

Postgraduate courses with special relevance to developing countries

Netherlands Fellowship Program (Netherlands) The Netherlands Fellowship Programmes

(NFP) for Master studies, PhD studies, or short courses at Dutch Universities or academic

Swedish Institute Study Scholarships  (Sweden) For highly-qualified international  students from developing countries for master’s  level and covers tuition fee, living expenses, some travel grant, and insurance.

Eiffel Excellence Scholarship Programme (France) Eiffel scholarship-holders receive a monthly allowance and other expenses such as return trip, health insurance and cultural activities. It does not cover tuition fees.

Swiss Government Excellence Scholarships for Foreign Students  (Switzerland) opportunity to pursue doctoral or postdoctoral  research in any academic field at one of  the public funded university or recognized institution in Switzerland and covers a monthly allowance, tuition fees, health insurance, lodging allowance, etc.

Danish Government Scholarships for Non-EU/EEA Students Danish Ministry of Education fund highly qualified and motivated international students from outside the EU/EEA for full degree higher education programme Includes  partial tuition fee waivers and/or grants towards covering your living costs.

Santa monica study abroad your trusted  study abroad consultant’s  understand how much a scholarship would ease your financial strain while pursuing a course abroad Our comprehensive scholarship assistance include appraising eligibility criteria to guiding applicants in the right manner and help them avail scholarships offered by colleges, universities and government bodies from time to time. For more info call us on 0484-4140999 or visit our nearest office. 

Five sure questions you might have about Studying abroad

Study-Abroad- sptember 2017

Q Which are the popular countries for pursuing higher studies abroad?

Canada, Australia and New Zealand are most preferred for higher studies in IT, Engineering, Accounting, Business, Hospitality, Nursing, etc. While USA tops for IT studies, engineering qualifications earned from Germany, Sweden and Norway are gaining global attention. Singapore is increasingly becoming popular for cost-effective western university qualifications. Countries like Russia, Ukraine, Bulgaria, Latvia, and Lithuania, Azerbaijan, Hungary, Romania, Serbia, Malaysia, Philippines, China offer quality and cost effective courses in medicine studies.

Q What are the different ways of financial support for my studies abroad?

The different methods to support your studies abroad are: Education loans, Sponsorship by individuals / organization; Scholarships by Indian/foreign governments, private trusts and also individual universities.

Q What are the post study job prospects available abroad?

Most countries offer stay-back options for students to explore job opportunities on successful completion of their studies. The Co-ops and internships during the study help the students to network and search for employment opportunities after the completion of the course. Countries such as Canada, Sweden, Germany, New Zealand, Australia, etc, encourage students to stay back and explore job and PR opportunities after their successful study and few years of work/stay in the country, subject to certain conditions. Your family can accompany you for your studies; however, the work rights for your dependents are subject to the laws of that country which may change from time to time.

Q What services can I expect from a study abroad consultant?

Experienced and trusted consultants like Santa Monica provide candid counseling in choosing the right study options as well as assist you in applying to the institutions of your choice, getting offers, availing bank loans and scholarships, payment of tuition fees, visa documentation, pre-departure guidance and domestic (Global SIM card , air tickets, money exchange) and post landing assistance including (airport pick up, temporary accommodation, job search, community connections, legal issue helps, etc) to help ensure you have a smooth transition.

Q What are the entrance tests/proficiency tests/ important requirements to study/ migrate abroad?

All the western countries insist that the students belonging to non-English speaking countries should be able to handle the English language fluently while studying in their country for English taught program. English language proficiency is therefore an important requirement to assess your visa application and hence we would recommend having English language proficiency scores. English Language Tests: Pearson’s PTE Academic (PT)/IELTS/TOEFL are the most common English language proficiency tests accepted by the institutions and immigration authorities across the world. Please check individual institution/official immigration department website for their requirements.

For MBA/Engineering studies in many countries Graduate Record Examinations (GRE) standardized test used to get admissions in various graduate schools or business graduate schools in various English speaking countries, especially the United States. Graduate Management admission Tests (GMAT) scores are used by graduate business schools to make admission decisions.

Still have more questions kindly visit your nearest Santa Monica branch or mail us at  nfo@santamonicaedu.in. You may also call us at 0484- 4140999/+919645222999 or visit www.santamonicaedu.in for more details.

Santa Monica Overseas Education Expo 2017 – Sep 23rd and 24th @Taj Gateway Kochi– Your Study abroad Expressway

Cover foto expo 2017 sepc

At a time when employers around the world are seeking individuals with international education and exposure to be part of their futuristic enterprises, informed parents and students have  risen up to the fact that studying abroad is their best bet in ensuring a rewarding career at a global stage. This is evident from the ever-increasing trend of students embarking to foreign institutions.  As per latest industry estimates, over 4 Lakh students opt to enroll for various programs ranging from certificates to Diploma’s to graduate, Postgraduate and Doctoral studies in international universities/institutions every year. However, with a gamut of universities and institutions across the globe, offering a myriad of study programs across streams, it is quite normal to get confused as to which one to choose that would be best in one’s interest.

The Overseas Education Expo September 2017 organized by Santa Monica study Abroad Pvt. Ltd in association with Malayala Manorama co. Ltd. on 23 rd and 24th September 2017 at Taj Gateway, Kochi, intends to demystify overseas education and would serve as the ideal platform for students and parents to explore various study options abroad, offered by 100 + top class universities/ institutions from 25+ countries in varied fields ranging from Engineering/IT, Business and Management, Medicine, Nursing/Healthcare, Hospitality, Tourism and more. Visitors will have the opportunity to have a one on one session with university/ institutional representatives and clear queries regarding courses offered the admissions process, entry requirements etc. Exhaustive seminar sessions by experts on topics ranging from job centric programs, Education loans, scholarships/internships,  stay back and work rights visa, PR options, Part time/ full time jobs will be held as part of the Overseas Education Expo September 2017 . It doesn’t matter even if one hasn’t decided on which program or university to choose, which, one certainly will, after visiting the expo.

The last concluded overseas education  expo, conducted at four prominent locations of kerala, Trivandrum, Calicut, Kottayam and Kochi had seen participation of over 80+ universities /institutions from 20+ countries, generating a footfall of 5000+ students and parents from various parts of Kerala. To draw maximum benefit of the expo, students are requested to bring the following when they visit the expo:

Copies of education certificates from 10th to degree or their latest qualifying examination and or professional history (CV)

Pass port size photographs (4 numbers)

IELTS, PTE score if they have one

Student’s can use the dedicated expo website www.overseaseducation expo.com and view full list of exhibitors, which would give them a fair idea about the participating universities/institutions. For more information on the Santa Monica Overseas Education Expo September 2017 and  registration log on to the dedicated education expo website www.overseaseducationexpo.com at the earliest or call 0484-4140999.

Cover foto expo 2017 sepc



With well-informed parents and children settling for nothing short of the best education possible, the number of students embarking on overseas studies is increasing day by day. Technological changes and growth of the internet has brought top notch universities/ institutions around the globe closer to us than never before. It is a common sight to see scores of students, visiting seminar venues and overseas education expos accompanied by their parents, with palpable excitement of finding a course abroad that fits their interests and aspirations. However it is observed that, many students, who seem highly positive about embarking on international studies, drop their plan at the funding stage.

Though higher education does not come cheap by any means, considering this as a long term investment with high returns and relatively easy availability of education loans there is no point why one should end his /her overseas education dream for the paucity of funds when overseas education loans range generally from Rs 7 lakh to Rs 35 lakh and more, in case of certain banks. The main hindrance observed here is the lack of information or misinformation regarding the process involved in securing education loans. Banks have well-defined criteria for sanctioning loans and knowing about them can reduce your effort by atleast half. The first things are with regard to the eligibility criteria, which stipulate that the student seeking educational loan should be Indian national and that he/she should have secured admission to foreign university/institution.

Generally what is covered with an education loan?

• Tuition and library fee

• Laboratory fees, cost of books and instruments required during the course,

• Airfare, living expense, insurance premium etc

What is the usual payback period?

The loans are offered with a moderate interest rate allowing enough time to pay back (normally over a period of 5 to 7 years) after one year of studies or six to twelve months of getting employed, based on various factors and subject to providing security Interest rates .Banks offer a choice between fixed andfloating rate which can vary between 10% and 15%.

What are the documents required?

•Passport size photographs,

•Photo-ID of the co-applicant if any,

•Residence proof of the applicant and co-applicant,

•Academic documents of the student

•Proof of admission to the course

•Scholarship/foreign exchange permit

•Estimation of expenditure of entire period of study

•Financial documents which include 8 months’ bank statements of the applicant  and co-applicant, income proof, proof of  collaterals – Immovable property (flat, House, non-agricultural land), etc

Things to keep in mind for hassle free educational loans

• Decide the amount of loan on the basis of your total course fee and expected living cost.

• Choose a bank that will provide the best moratorium period, interest rate and terms to pay back the loan.

• Check if you are allowed to pay EMIs in advance or make part payments towards the loan. Know about all the service charges that are applicable on your loan.

• It is ideal for students to avail education loans from nationalized banks which are recognized by immigration authorities in countries like UK, Canada, New Zealand, etc also because education loans taken from a private or government banks come with tax benefits under Sec 80-E of the Income Tax Act.

• One should, without fail, keep a record of all copies received from banks related to education loan.

These details are to be taken as a general rule followed by the banks and are subject to change from bank to bank and from time to time.

We at Santa Monica Study Abroad provide credible advice, assistance in education loans owing to its status as a   referral  associate  of  banks who readily offer loans to students who plan to Study Abroad.For more info kindly visit your nearest branch of Your most trusted Overseas education consultant in south India or call 0484-4140999