Author Archives: Ronnie Fredrick Thimothy

EDUCATION LOANS TO AID YOUR ABROAD STUDIES DREAM

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With well-informed parents and children settling for nothing short of the best education possible, the number of students embarking on overseas studies is increasing day by day. Technological changes and growth of the internet has brought top notch universities/ institutions around the globe closer to us than never before. It is a common sight to see scores of students, visiting seminar venues and overseas education expos accompanied by their parents, with palpable excitement of finding a course abroad that fits their interests and aspirations. However it is observed that, many students, who seem highly positive about embarking on international studies, drop their plan at the funding stage.

Though higher education does not come cheap by any means, considering this as a long term investment with high returns and relatively easy availability of education loans there is no point why one should end his /her overseas education dream for the paucity of funds when overseas education loans range generally from Rs 7 lakh to Rs 35 lakh and more, in case of certain banks. The main hindrance observed here is the lack of information or misinformation regarding the process involved in securing education loans. Banks have well-defined criteria for sanctioning loans and knowing about them can reduce your effort by atleast half. The first things are with regard to the eligibility criteria, which stipulate that the student seeking educational loan should be Indian national and that he/she should have secured admission to foreign university/institution.

Generally what is covered with an education loan?

• Tuition and library fee

• Laboratory fees, cost of books and instruments required during the course,

• Airfare, living expense, insurance premium etc

What is the usual payback period?

The loans are offered with a moderate interest rate allowing enough time to pay back (normally over a period of 5 to 7 years) after one year of studies or six to twelve months of getting employed, based on various factors and subject to providing security Interest rates .Banks offer a choice between fixed andfloating rate which can vary between 10% and 15%.

What are the documents required?

•Passport size photographs,

•Photo-ID of the co-applicant if any,

•Residence proof of the applicant and co-applicant,

•Academic documents of the student

•Proof of admission to the course

•Scholarship/foreign exchange permit

•Estimation of expenditure of entire period of study

•Financial documents which include 8 months’ bank statements of the applicant  and co-applicant, income proof, proof of  collaterals – Immovable property (flat, House, non-agricultural land), etc

Things to keep in mind for hassle free educational loans

• Decide the amount of loan on the basis of your total course fee and expected living cost.

• Choose a bank that will provide the best moratorium period, interest rate and terms to pay back the loan.

• Check if you are allowed to pay EMIs in advance or make part payments towards the loan. Know about all the service charges that are applicable on your loan.

• It is ideal for students to avail education loans from nationalized banks which are recognized by immigration authorities in countries like UK, Canada, New Zealand, etc also because education loans taken from a private or government banks come with tax benefits under Sec 80-E of the Income Tax Act.

• One should, without fail, keep a record of all copies received from banks related to education loan.

These details are to be taken as a general rule followed by the banks and are subject to change from bank to bank and from time to time.

We at Santa Monica Study Abroad provide credible advice, assistance in education loans owing to its status as a   referral  associate  of  banks who readily offer loans to students who plan to Study Abroad.For more info kindly visit your nearest branch of Your most trusted Overseas education consultant in south India or call 0484-4140999

 

What makes Europe an Irresistible Study Abroad Destination?

EUROPE

Europe has long been known for their high academic standards, cutting-edge research and their value for money. With more and more of these institutions introducing English as the language of instruction Europe is now better placed to deliver course of study that meets one’s career needs in today’s global market. There are endless choices from highly ranked research universities to smaller, specialized European colleges that give you an education that employers around the world will really value and respect. Diverse range of higher education study programmes are on offer across Europe – Most higher education study programmes have a ‘modular’ structure. This means that you can build a personalized programme by choosing several different modules or units of study each year from a wide selection.

From Business and Economics to Engineering, Life Sciences (including medicine), Social Sciences and Humanities subjects, the popular tag of Europe as a most desired study destination is here to stay.

WHY EUROPE

• Home to some of the world’s oldest and most prestigious universities and attractive student cities

• High quality academic programs with close collaboration with Industries

• Cutting-edge laboratories and facilities

• Research intensive environment

• Internationally-recognized degrees

• Improved career prospects

• Schengen visa with access to

25 countries

• Excellent value for money

• Abundant Scholarships and funding opportunities

• Support services for international candidates

• A great choice of cultural and leisure opportunities

• Highly affordable for students, while maintaining highest quality standards

To gain more insight, exhaustive information on  job oriented  study programs across Europe , most suitable for you, visit Santa Monica study abroad Pvt. Ltd., your most trusted study abroad consultant  based in Kochi with 15+ years of experience and professional expertise facilitation overseas admissions to over 300 universities/ institutions across 30 countries or call at 0484-4140999.

 

IELTS SLOTS OPEN FOR 16.9.2017 EXCLUSIVELY FOR SANTA MONICA REGISTERED CANDIDATES

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It’s a common knowledge that IELTS tests especially academic test slots gets booked before months. As these test dates are published in advance,  the rush is obvious. You may be appearing for the first time or this might be your second attempt  getting the test slot  that goes along  with your intake plans  is crucial. Here is great news for students embarking on overseas studies through Santamonica especially those eyeing January intake. IDP is opening an exclusive IELTS test venue in Kochi for our candidates registering for 16-Sep 2017 test date.

A sneak peak at IELTS tests

 TEST DURATION

 The total test time is 2 hours and 45 minutes

DECLARATION OF TEST

Your score card will be posted to you/your agent 13 days after the test

SCORES

Applicants will receive a score between 1 and 9, with the latter being the highest.

VALIDITY OF TEST SCORE

2 years

As Gold member of British council IELTS program Santa Monica  Study Abroad can assist candidates to register to appear for IELTS test anywhere in India.

For registrations  visit santa monica study abroad Pvt.Ltd. your trusted overseas education consultant in Kochi or call on 0484-4140999

MANAGEMENT PROGRAMS ABROAD – YOUR BIG TICKET TO THE WORLD OF GLOBAL CORPORATES

 

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Employers of all sizes are in search of a truly international employee, the one who really understands how business is done in key markets around the globe which brings to the fore front the relevance of a truly International management; program which strongly leans on Problem-based learning, real life case studies, and flexible specialization structure, solution-oriented approach to mention a few undergraduate and graduate levels of Business and management degrees are available spanning subjects including accounting, finance, business administration, economics, marketing and management each of which provides further opportunities for specialization. Employers are more than happy to have business graduates with international experience who would be job ready right from day one.

A foreign degree and international experience set them a class apart and provides excellent job prospects, social status and a fat pay globally or on a national level. Students can earn a better taught and recognized course abroad in just one year and push start their career early as against studying a 2 year MBA program in a top B-school in India.

There are various cost effective programs with scholarships options offered by various universities and colleges in countries like UK, Canada, Australia, New Zealand, Sweden, etc. It is essential to seek the advice of expert consultants who can guide the students in choosing the right choice based on their background.

Hot specializations on offer

Digital marketing Management/ Market analytics management/Business Analytics/Global Logistics and Supply Chain Management/ International Business Management/ Project Management, Media management, Social entrepreneurship……

A FEW TRENDING PROGRAMS IN MANAGEMENT

• Triple accredited MBA (AMBA / EQ UIS/AACSB) – Ireland, U.S.A, U.K, France, New Zealand etc.

• Global Tri-campus MBA (Singapore + Dubai + Sydney).

• MBA with 3 months to 1 year internship in the UK.

• Masters in strategic entrepreneur ship in Sweden

• Masters in General management with 2 semester study + 1 semester internship.

• 5 star rated MBA in Australia

Looking for  a top notch management programs abroad look  no further, contact Santa Monica Study your most Abroad Pvt .Ltd  your most trusted overseas education consultant Cochin ,Kerala t with over 15 years experience o make your dream of overseas studies a reality 

STUDY ENGINEERING ABROAD AND BE LIGHT YEARS AHEAD

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Pursuing higher studies in Engineering at reputed Universities/ institutions abroad has become a fad among youngsters on the lookout for a promising global engineering career, thanks to superior quality of study programs offered by these institutions which are highly applied in nature that expose students to laboratories based on cutting edge technology and offer integrated industry experiences.

All these coupled with strong interdisciplinary coursework, and research opportunities enable students to remain a step ahead of the competition in today’s highly competent global job market. Apart from the quality of the study programs the other pull factors especially for students from India are the part-time work rights which allows them to budget their overall education expense, along with the post work permit of up-to 3 years which in a way facilitates them to realize the investment made on their education and at the same time explore opportunities in their specialized domain. With Engineering and its varied specializations figuring prominently in the shortage occupation list of several countries like Australia, Canada, New Zealand, further brightens their Permanent residency prospects.

Masters programs accredited by various prestigious Engineers accreditation bodies like Washington Accord, EURACE, Engineers Australia/ New Zealand, enhances global employability factor and further adds to their charm.

Engineering Abroad – Advantages

• Unmatched quality of study programs

• Programs are highly applied in nature

• Strong interdisciplinary coursework

• Excellent exposure to laboratories based on cutting edge technology

• Industry endorsed internships in most modern units of multinational companies

• Post study work permits for easy access to job market

• Personal growth by way of recognition as an international degree holder

• Brightens prospects to gain Permanent residency to settle down with family

• Scholarships and/or free tuition, student grants and paid internships

• Program accredited by prestigious professional bodies worldwide

To gain more insight, exhaustive information on highly job oriented  Engineering study programs across the world, most suitable for you, visit Santa Monica study abroad Pvt. Ltd., your most trusted study abroad consultant  based in Kochi with 15+ years of experience and professional expertise facilitation overseas admissions to over 300 universities/ institutions across 30 countries or call at 0484-4140999.

 

Singapore- A promising Asian study destination

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Beyond the traditional International study destination like Canada, Australia, New Zealand US,  UK etc there is a growing and changing landscape of mobility of Indian students to certain Asian  countries Though multiple factors are at play, four key factors, contributing to this shift are the first being the increasing standards of domestic institutions in these countries, coupled  with the trend of foreign Institutions setting up their campuses there which has transformed the quality of education par excellence, second, the cost of education is comparatively lower in terms of tuition and living expenses; third, Asia is closer to home and fourth, the economies in Asian countries are growing at an unprecedented rate, which means getting a job post study is easier than ever before. With these factors continuing to grow stronger these certain Asian countries are projected to attract a large chunk of students from Asia and from across the world in the years to come in fact this trend is are day catching up  Singapore is one country that figures prominently as a  hot study abroad destination . Let us explore why

• Obtain a recognized international degree from U.S, U.K without having to travel to these countries.

• Study options with/without IELTS requirements

• A safe city with low crime rate and a stable political situation.

•   Proximity to India Singapore is only a few hours apart by air.

•   Multilingual county that provides a conducive environment for students to study

• Enjoy high standards of living, health care and education

  • Excellent job opportunities due the  presence of many multinational companies

• Location of World’s busiest port hence high Job outcome for logistics and

Supply chain students

  • Singapore Enjoys its reputation as the financial centre of Southeast Asia

Prestigious qualifications one can acquire by studying in Singapore

  • TUM ( Technical university of Munich, Germany Master’s programme awarded in Asian

campus).

SIM GLOBAL (Singapore Institute of management offering Programs awarded by

• LSE London school of Economics U.K

• RMIT University of Australia

• UOW University if Wollongong, Australia

• Buffalo state University U.S.A

• WARWICK University, U.K

• University of Stirling, U.K

• University of Birmingham, U.K

To gain more insight, exhaustive information on study programs in Singapore   and across the world, most suitable for you, visit Santa Monica study abroad Pvt. Ltd., your most trusted overseas Education consultant with 15+ years of experience and professional expertise facilitation overseas admissions to over 300 universities/ institutions across 30 countries or call at 0484-4140999.

New Zealand Education fair, April 2017

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New Zealand Education fair, supported by (ENZ) Education New Zealand, the New Zealand Government entity for building international education would be held at Hotel Taj Gateway, Kochi on the 28th of April 2017 from 11 am – 7 pm. This Education fair would see participation of   representatives  from 30 + top rated universities / colleges from  New Zealand  as well as emigration experts .Prominent among institutions participating are Lincoln University, Massey University, University of Canterbury, Auckland University of Technology , Victoria university of Wellington, Ara institute of technology , Canterbury eastern Institute of technology , Unitech institute of Technology , Universal college of learning , Nelson Marlborough Institute of Technology, South Institute of Technology, TOI OHOMAI, North Tec, Wellington institute of Technology, Whiteria, Waikato Institute of technology, Mankau institute Technology, Aspire 2 , New Zealand  Tertiary college , New Zealand academic and learning institute , Auckland institute of studies, INTUERI Education group, New Zealand aviation, The Cornell Education group, Air New Zealand Ltd. New Zealand Institute of education, New Zealand school of education, Avonomore Tertiary institute, Academic Colleges group (ACG), Media Design School, and AWI International Education group.

This fair would be the perfect opportunity for students to explore graduate and post graduate study programs with immense job potential in Engineering, Management, Hospitality, professional nursing, health care, along with highly rated courses such as media designing, pilot training and licensing programs, Engineering project management, construction management, structural and earth quake engineering, biotechnology, food technology, food science, professional accounting etc.

Apart from information on study programs, exhaustive and authentic information on admission/ visa process, research opportunities, scholarship, internship, job/ immigration scope in New Zealand could also gathered by visiting this expo. It is estimated that over 20,000 have embarked on Studies to New Zealand last year, which as per officials is expected to exceed this year. This one day fair is free for students. For more details and registrations, call–04844140999. www.santamonicaedu.in

Study in New Zealand– Get future ready

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This island country, located in the South Pacific ocean, encompassing two main islands north Island and south Island and several smaller islands surrounding them is known the world over for its zest for adventure and fun, and can boast of some of the world’s most picturesque locations that have become part of many top bollywood blockbuster’s.  New Zealand has much more to offer than mere idyllic locations. New Zealand has a flourishing economy with exports playing a major part.  Chief item of export include agricultural and horticultural products, fishing, forestry and mining.

When it comes to offering quality education, New Zealand is recognized Global leaders more over New Zealanders are a welcoming community which makes international students feels safe and secure. The cost of living is much lower compared to other countries. The education system is based traditionally on the British model; the university learning system is research based ensuring high quality learning. The Universities and institutes of technology are government funded and focus on research based learning and maintains strong links with industry which is study in New Zealand is becoming popular among students. Cost effective industry endorsed programs with cutting edge research opportunities are available for Engineers- Civil, mechanical, Electrical, Electronic etc. New Zealand has worked up some serious reputation for its courses on Horticulture, Viticulture, wine sciences, food technology and veterinary science and more.

Scholarships

Scholarships are aplenty for eligible students. These are offered by institutions themselves government industry bodies or social organizations New Zealand Ministry of education provides a range of scholarships for students pursuing tertiary studies in New Zealand. Scholarships can be applied for at different education levels from Diploma to masters programs though may vary in what they cover, like some scholarships for study aboard in New Zealand like some scholarships only include tuition fees, while others include complete course costs and part of one’s living expenses also.

With regard to part time work rights students are permitted to work 20 hours per week (40 Hours during vacation) for courses above level 8 and few selected courses spouses are eligible for full time work permit  post study students are eligible for a 12 months graduate job search visa.

Meet representatives from 27+ top notch institutions from New Zealand and gain valuable information on how to pursue a course of your choice in New Zealand, visit New Zealand education fair 2017@ Hotel Taj Gateway on Friday the 28th of April 2017.  The event is supported by Education New Zealand (A crown entity of New Zealand government The entry is free for students. The education fair timing is from 10 am -5 Pm. For registration and more information please call on 04844140999.

Santa Monica Overseas Education Expo April 2017– Your Overseas Education Expressway!

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Santa Monica Overseas Education Expo April 2017, South India’s biggest convergence of 100+ world class  universities/ institutions from 25 + countries, including  USA, Canada, Australia, UK, New Zealand, Sweden, Germany, etc  will be held at four prominent cities, Trivandrum on 5th, Kottayam on 7th, Kochi on   8th and Calicut on 10th April respectively. The expo, organized by Santa Monica in association with Malayala Manorama will offer  excellent opportunity to students who have completed their 12th grade, those undergoing Bachelors degree or looking for diploma or Masters Programs in varied fields ranging from Engineering/IT, Business and Management, Medicine, Nursing/Healthcare, Hospitality, Tourism and more to gain authentic information directly from the university representatives on various programs and admission criteria and further discuss their profile and choose an institution and program that best meets their needs. The overseas Education Expo over the years has become one of the most anticipated education expos by students and parent community of Kerala, as a crucial first step towards enrolling in world class institutions abroad, which is evident from the thousands of foot -fall it generates.

Exhaustive seminar sessions by experts on topics ranging from job-centric programs, Education loans, scholarships/internships stay back and work rights visa, PR options, Part-time/ full-time jobs coupled with Personalized education counseling, spot offers based on eligibility, assistance for hassle free education loans, application fee waivers free IELTS, PTE training for students registered with Santa Monica makes it a  must visit for seeking best of world class overseas education all under one roof .

HOW TO DRAW MAXIMUM BENEFIT FROM THE EXPO?

  • Register yourself on the dedicated expo website www.overseaseducationexpo.com, using the student registration link, you will be attended to on priority basis, and would be appropriately guided through accurate career counseling, course options based on the registration info you have submitted.
  •  Bring copies of your education certificates right  from 10th to  degree or your last qualifying examination  and or professional history (CV) Passport size photographs and IELTS or PTE score (if you have one), if otherwise  start preparation  to appear for IELTS/ PTE aiming for good scores reaching the expo with the above said documents  will help representatives to give you a more accurate advice

Hurry! Register today @www.overseeducationexpo.com  0484-4140999

National Exit Exam – Ensuring standardization of skills and knowledge for future Doctors

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If one were to go by the draft Indian Medical council amendment bill 2016, introduced by Union Minister for Health and Family Welfare, Mr. JP Nadda in Lok Sabha on July 19, 2016, the year 2017 looks highly promising to students who are currently pursuing their medicine studies in various countries abroad and those who are seriously contemplating about taking up medicine studies abroad. Let us see how.

To  put  it  simply , the draft Indian medical council amendment bill 2016, makes it mandatory for all students, irrespective of whether they have studied medicine in India or abroad  to  sit for an national Exit test (NEXT)  after completing their  five and a half year medicine course, whereas,  till  now, such a test was only mandatory for foreign educated medicine graduates in the  form of  foreign medical graduate exam (FMGE),  which  they had to clear to practice in India. Such a practice was seen to having a discouraging effect on many talented young men and women on exercising the option of pursuing medicine studies at top medical universities in Europe and south East Asia after failing to gain entry to a medical college in the country through the entrance exam route.

This amendment is being widely perceived by many as one that creates a level playing field, whereby all medicine graduates are treated at par and their suitability for the medicine profession is tested through a uniform test  called National exit test (NEXT) which  also  does away with the complex practice of conducting multiple test like the NEET for postgraduate study, recruitment  test for central health services and the (FMGE) exam which is held for Foreign educated medicine graduates and is expected to provide medicine study aspirants, options to  seek admissions to reputed WHO listed medical institutions in Malaysia Philippines, China, and European countries like Bulgaria, Ukraine, Russia, Hungary, Latvia, Lithuania, Romania, Serbia, Azerbaijan etc and after clearing the   NEXT  or the National exit exam, become part of the Indian medical system,  which  is expected to  go a long way in ensuring  that students with the right  education , skill  and exposure armed with a highly rated  international medical degree  would  enter this noble profession which is expected to  make a significant change in our  health care domain and to a large extend  help  in  tackling  the huge shortage of Doctors, which is over 500,000 doctors, based on the World Health Organization (WHO) norm of 1:1,000 populations).